November 2024
2025 is nearly upon us, and as we say our goodbyes to 2024, there are a variety of tasks that may need to be wrapped up before year-end. We’re here to keep you informed and well-prepared for any potential processing delays with custodians as they receive last-minute requests. In this letter, we flag a few wealth management deadlines that are fast approaching, and ensure these key areas are on your radar so that you can finish the year with confidence.
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August 2024
The importance of protecting your personal information cannot be overstated in today's interconnected world. At Garde Capital, we have a fiduciary responsibility to help in any way we can with the protection of your data.
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September 2023
2024 is quickly approaching. Before we say goodbye to 2023, it is important to flag a few wealth management reminders that have December 31, 2023 deadlines. To ensure you have made the right decision in each of these key areas and to account for significant processing delays at custodians, we wanted to bring these to your attention before the end of year rush begins.
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September 2023
On January 1, 2026, the federal estate tax exemption will sunset from $12,920,000 per person (the current amount in 2023) to about half of this amount, depending on annual inflation increases. This change might have significant implications for your estate planning, tax planning, and overall wealth management strategy.
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May 2023
The Washington State Supreme Court recently upheld an excise tax on capital gains. The law, which is now in effect, assesses a seven percent (7%) tax on net long-term capital gains above $250,000. Here we provide an overview of how the tax works, its many exemptions, some thoughts on the new law, and why tax planning is critically important.
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May 2023
Divorce among older and (usually) long-married couples has been on the rise for some time. While the divorce rate is falling among younger Americans, the rate for those age 50 and older has doubled since the 1990s. Our latest newsletter takes a close look at this trend—both the financial impact it can have on people’s future, and some of the key issues that older couples who split up need to address as they move forward.
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