We regularly share relevant and timely insights to help you live your best life. Our newsletter provides the latest insights, trends, and analysis from our team of wealth managers on topics relevant to your life: investment management, financial planning, tax strategies, Social Security, and much more.
The SECURE 2.0 Act, enacted 12/29/2022 by Congress, introduced new provisions and requirements for retirement plan sponsors. Here we briefly review the provisions (required and voluntary) that went into effect in 2024 and those that will go into effect in 2025 and beyond.
Read Full Story
2025 is nearly upon us, and as we say our goodbyes to 2024, there are a variety of tasks that may need to be wrapped up before year-end. We’re here to keep you informed and well-prepared for any potential processing delays with custodians as they receive last-minute requests. In this letter, we flag a few wealth management deadlines that are fast approaching, and ensure these key areas are on your radar so that you can finish the year with confidence.
Read Full Story
The importance of protecting your personal information cannot be overstated in today's interconnected world. At Garde Capital, we have a fiduciary responsibility to help in any way we can with the protection of your data.
Read Full Story
2024 is quickly approaching. Before we say goodbye to 2023, it is important to flag a few wealth management reminders that have December 31, 2023 deadlines. To ensure you have made the right decision in each of these key areas and to account for significant processing delays at custodians, we wanted to bring these to your attention before the end of year rush begins.
Read Full Story
On January 1, 2026, the federal estate tax exemption will sunset from $12,920,000 per person (the current amount in 2023) to about half of this amount, depending on annual inflation increases. This change might have significant implications for your estate planning, tax planning, and overall wealth management strategy.
Read Full Story
The Washington State Supreme Court recently upheld an excise tax on capital gains. The law, which is now in effect, assesses a seven percent (7%) tax on net long-term capital gains above $250,000. Here we provide an overview of how the tax works, its many exemptions, some thoughts on the new law, and why tax planning is critically important.
Read Full Story